Cholamandalam Investment & Finance Company Ltd.
CHOLAFIN
Cholamandalam Investment & Finance Company Ltd. Share Price
1,753.00 -32.20 (-1.80%)Cholamandalam Investment and Finance Company Limited (CIFCL), also known as Chola Finance, is a NBFC incorporated in 1978. It is a part of the Murugappa Group, one of the leading diversified business groups in India.
Business Segment
Chola Finance offers a wide range of financial products and services to individuals and businesses, including:
- Vehicle finance: for new and used cars, two-wheelers, and commercial vehicles
- Home finance: offers purchase, construction, and renovation of residential properties
- Loan against property (LAP): to individuals and businesses against the security of their residential or commercial properties
- SME loans: providing loans to small and medium-sized enterprises (SMEs) for working capital, expansion, and other business needs
- Secured business personal loans (SBPL): offering loans to individuals against the security of their assets, such as business assets or personal assets
- Consumer and small enterprise loans (CSEL): offer unsecured loans to individuals and small businesses for various purposes, such as personal loans, education loans, and business loans
Geographical Presence
It has a strong presence across India.
Fundamentals
Market Cap₹1,50,456Cr | EPS₹61.83 |
Book Value/Share₹361.38 | P/E Ratio (TTM)28.82 |
Industry P/E (TTM)31.31 | P/B Ratio4.99 |
Long Term D/E6.95 | ROE19.33% |
Dividend Yield (TTM)0.10% |
Analysis
Overview
Key stock indicators that show how well a company is doing, making it easier to understand its true value and performance.
Outperformer
Fairly Valued
Excellent Quality
Low Price Fluctuation
Analysts are Bullish
Peer Comparison
Peer comparison lists companies from the same sector, scored and ranked based on Crisp Analysis. It helps understand how a company stands against its competitors.
Shareholding Pattern
Shareholding pattern shows how a company’s shares (ownership) are distributed among different shareholding entities like promoters, Foreign Institutional Investors (FIIs), Domestic Institutional Investors (DIIs), and retail investors, among others. Changes in the shareholding pattern can indicate the performance outlook of a stock.
FAQs on Cholamandalam Investment & Finance Company Ltd.
The share price of Cholamandalam Investment & Finance Company Ltd. is ₹1,753.00 on NSE as of 29/7/2026, 2:40:43 am. Share prices may change frequently due to market movements.
The market capitalisation of Cholamandalam Investment & Finance Company Ltd. is ₹1,50,456Cr as of 29/7/2026, 2:40:43 am
The current Price to Earnings (P/E) ratio of Cholamandalam Investment & Finance Company Ltd. is 28.83 as of 29/7/2026, 2:40:43 am
The Price to Book (P/B) ratio of Cholamandalam Investment & Finance Company Ltd. stands at 4.99 as of 29/7/2026, 2:40:43 am
Cholamandalam Investment & Finance Company Ltd. reported an ROE of 19.33% for the last reported financial year on a consolidated account basis.
As of 29/7/2026, 2:40:43 am, Cholamandalam Investment & Finance Company Ltd.’s shareholding pattern is: promoters hold 49.20%, FIIs hold 24.50%, DIIs hold 5.50%, and public shareholders hold 5.70%.
The 52-week high of Cholamandalam Investment & Finance Company Ltd. is ₹1,815.70 and the 52-week low is ₹1,696.20 as of 29/7/2026, 2:40:43 am.
The earnings per share (EPS) of Cholamandalam Investment & Finance Company Ltd. is ₹19.33 for the quarter ended Mar 2026.
The stock symbol of Cholamandalam Investment & Finance Company Ltd. is CHOLAFIN.
You can buy Cholamandalam Investment & Finance Company Ltd. shares by opening a demat and trading account with Share.Market and placing a buy order on NSE or BSE during market hours.
The fair value of Cholamandalam Investment & Finance Company Ltd. depends on factors such as earnings growth, financial performance, and overall market conditions. Investors should assess fundamentals before making investment decisions.
Earnings Per Share
Earnings per share (EPS) measures the profit earned by a company for each of its outstanding shares. Generally, the higher a company’s EPS is, the more profitable it is considered to be.
Income Statement
Also called a profit and loss statement, an income statement shows a company’s income, expenses, and how much profit or loss it has made over a specific accounting period. It provides a clear view of how well the business is running.
| Particulars (in Cr) | Mar 2026 | Q/Q Change |
|---|---|---|
| Operating Revenue | 8,416.71 | +6.56% |
| Other Income | 146.83 | +32.91% |
| Total Income | 8,563.54 | +6.93% |
| Total Expenditure | 1,750.59 | +6.51% |
| EBIDT | 5,966.64 | +9.39% |
| Depreciation | 71.64 | -2.90% |
| Interest | 3,753.02 | +2.94% |
| Tax | 497.92 | +11.70% |
| Net Profit | 1,645.20 | +27.54% |
Balance Sheet
A balance sheet is a financial statement that details a company’s assets, liabilities, and shareholders’ equity at a given time. It helps assess how financially strong and stable the company is.
| Particulars (in Cr) | Mar 2026 |
|---|---|
| Total Current Assets | 2,42,206.84 |
| Total Non-Current Assets | 3,241.39 |
| Fixed assets | 1,910.65 |
| Total Assets | 2,45,448.23 |
| Total Current liabilities | 2,14,624.87 |
| Total Non Current Liabilities | 364.96 |
| Total Equity Plus Liabilities | 2,45,448.23 |
| Total Shareholder Funds | 30,442.13 |
| Total Debt to Equity | 693.00% |
Cash Flow
Cash flow highlights the cash or cash equivalents moving in and out of a company during a particular period. It provides a clear picture of how well a company manages its cash by tracking its operating, investing and financing activities.
| Particulars (in Cr) | Mar 2026 |
|---|---|
| Cash from Operating Activity | -30,020.80 |
| Cash from Financing Activities | 35,610.01 |
| Cash from Investing Activities | -2,554.01 |
| Net Cash Flow | 3,035.20 |
Time Period: Daily
SMA/EMA (Moving Average) Analysis
Bullish Moving Averages15
Bearish Moving Averages1
5 Day
1,742.7010 Day
1,766.6020 Day
1,786.1030 Day
1,764.2050 Day
1,664.70100 Day
1,608.50150 Day
1,638.20200 Day
1,652.00Indicators
RSI (14)
56.07MACD (12, 26)
17.87MACD Signal Line (9)
31.96MFI (14)
29.80ATR (14)
49.37ADX (14)
21.50ROC (21)
-0.78ROC (125)
9.67Pivot Analysis
Pivot analysis uses a special price point, called the pivot point, to show the overall market trend during different periods. This pivot point is the average of the previous day’s high, low, and closing prices of a specific asset.
| Type | R1 | R2 | R3 | PP | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | 1,811.87 | 1,838.53 | 1,872.57 | 1,777.83 | 1,751.17 | 1,717.13 | 1,690.47 |
Note: Support and Resistance level for the day, calculated based on price range of the previous trading day.
Volume Analysis
Volume analysis tracks how many shares were traded for a specific period. Total traded volume represents the overall number of shares traded, while combined delivery volume indicates only those shares which are delivered (transferred for ownership). Delivered shares indicate long-term investor interest.
Cholamandalam Investment & Finance Company Ltd.
CHOLAFIN
Open Price | 1,782.90 |
Prev Close | 1,785.20 |
Upper Circuit | 1,963.70 |
Lower Circuit | 1,606.70 |
Volume | 36,24,877 |
Average Traded Price | 1,770.29 |
Historical Performance
| 1 Day | NA |
| 5 Days | NA |
| 1 Month | NA |
| 3 Months | NA |
| 1 Year | NA |
| 5 Years | NA |
| 10 Years | NA |