What are the limitations of BSDA?

You can’t keep more than ₹2 lakh (capital+profit) in a BSDA. 

For example, if you invest ₹1.5 lakh and your total grows to ₹2.1 lakh, your account will switch to a regular , and you’ll need to pay the regular annual fee. 

Additionally, BSDA can be opened by the account holder only.