This stock belongs to the SME (Small & Medium Enterprises) segment which usually has low liquidity and hence, is also riskier. It will be traded in a lot size of 2000 shares after listing.
Strengths & Weaknesses of Usha Financial Services Limited
Risk Management
The company has a Risk Management Committee responsible for identifying and mitigating business risks. Its customer due diligence involves multiple checks to assess product quality, repayment capacity, and cash flows, utilizing credit bureau data for verification
Business partnership
The company has established strategic agreements with several NBFCs and other entities, which are essential for its retail lending business. These partners leverage their networks to generate leads and identify potential borrowers, expanding the company’s reach across urban, semi-urban, and rural regions in India
Capital requirements and financing risks
The business requires substantial capital, and any disruption in the cost and availability of that capital including its sources of financing could adversely affect its operations, financial condition, and cash flows
Dependence on borrower information
The business depends on the accuracy and completeness of information provided by its borrowers. Any misleading information from borrowers may affect the assessment of their creditworthiness, potentially leading to adverse effects on business operations, cash flows, and overall financial condition
Compliance with regulatory guidelines
The business is required to comply with guidelines issued by regulatory authorities in India, which are constantly evolving. This may lead to increased compliance costs and the potential for penalties
Financials
Earnings Per Share
Earnings Per Share (EPS) is calculated by dividing a company’s net income by its average number of outstanding shares.
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Balance Sheet
A financial statement that provides details about a company’s assets, liabilities, and shareholders’ equity at a given point in time.
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Cash Flow
The net amount of cash or cash equivalents being transferred in and out of a company for a specified period of time. Cashflow stems from operating, investing and financing activities.
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About Usha Financial Services Limited
Usha Financial Services Ltd. was incorporated on May 16, 1995. The company is registered with the Reserve Bank of India as a non-systemically important, non-deposit taking NBFC-ICC. With over nine years of lending experience, it provides financing solutions to NBFCs, corporates, MSMEs, and individuals, focusing on women entrepreneurs and electric vehicle (EV) financing.
Promoter
Rajesh Gupta
Promoter
Anoop Garg
Promoter
Geeta Goswami
Promoter
Nupur Gupta
Usha Financial Services Limited IPO FAQs
What is Usha Financial Services Limited IPO?
Usha Financial Services Limited IPO refers to the initial public offering of shares by Usha Financial Services Limited. It is a process by which the company offers its shares to the public for the first time, allowing individuals to become shareholders.
What is the issue size of Usha Financial Services Limited IPO?
For Usha Financial Services Limited IPO the issue size is ₹98 Cr. The issue size is the total value of the shares offered to the public. It represents the amount the company aims to raise through the IPO.
What is the minimum investment amount for the Usha Financial Services Limited IPO?
For Usha Financial Services Limited IPO the minimum investment is ₹1,28,000. The minimum investment for Usha Financial Services Limited IPO is the smallest amount an individual can invest to participate in the offering. It is usually determined by the company and regulatory requirements.
What is the lot size of Usha Financial Services Limited IPO?
For Usha Financial Services Limited IPO the lot size is 800 shares. The lot size of Usha Financial Services Limited IPO refers to the number of shares that investors need to bid for and purchase in a single transaction. It is predetermined by the company and regulators.
How to apply for Usha Financial Services Limited IPO on Share.Market?
To apply for Usha Financial Services Limited IPO on Share.Market, go to the home page section and click/press on the browse IPOs section to view the open and upcoming IPOs. Select the Usha Financial Services Limited IPO from the list and click on apply now. Place your bids or choose the Cut-off Price option. Enter your UPI ID and set up your mandate to place your application.
Can I pre-apply for Usha Financial Services Limited IPO?
Yes, investors can often pre-apply for some of the IPOs. Pre-application allows individuals to express their interest in participating in the IPO before the official subscription period begins. To pre- apply for Usha Financial Services Limited IPO on Share.Market, go to the home page section and click/press on the browse IPOs section to view the open and upcoming IPOs. Select the IPO from the list and click on pre-apply now. Once the IPO opens for subscription you can enter your UPI ID and set up your mandate to place your application.
How many days is the IPO application window open?
The IPO application window typically remains open for 3 days, starting from the date of the IPO opening. However, this duration can vary depending on the specific IPO and the regulatory requirements.
Till what time can I apply for an IPO on the last day on Share.Market?
You can apply for the IPO till 3 PM on the last day of application on Share.Market.
What is the allotment date of Usha Financial Services Limited IPO?
For Usha Financial Services Limited IPO the allotment date is October 29, 2024. The allotment date of Usha Financial Services Limited IPO is the date on which shares are allocated to the successful bidders. It marks the distribution of shares to investors.
What are the open and close dates of Usha Financial Services Limited IPO?
For Usha Financial Services Limited IPO, the subscription opens on October 24, 2024 and closes on October 28, 2024. The open and close dates of an IPO indicate the period during which investors can submit their bids to participate in the offering.
