Bajaj Housing Finance Limited
- Minimum Investment₹14,124
- Price Range₹66 - ₹70
- Issue Size₹6,560.00 Cr
- Lot Size214 shares
Proceeds of this IPO to be used for
Augmenting the capital base of the company to meet future business requirements towards onward lending.
Means of finance.
Offer related expenses.
Strengths & Weaknesses of Bajaj Housing Finance Limited
Brand Recognition
The company benefits from the rich legacy of the "Bajaj" brand, which is widely recognized for its reliability and strong brand equity in the retail sector
Second Largest
The company is second largest housing finance company in India (in terms of AUM) with a track record of strong growth driven by a diversified portfolio
Strategic Presence
The company has strategic presence with omni-channel sourcing strategy, driven by customer-focused digitization initiatives and technology
Well Defined Credit Evaluation
The company has a well defined credit evaluation and risk management practices resulting in lowest GNPA and NNPA among the peers in FY24
Customers Risk
A majority of the home loan portfolio comprises loans to salaried customers and self-employed customers, who may be adversely affected by various factors such as business failure, insolvency, lack of liquidity, loss of employment or personal emergencies
Legal Proceedings
The company is involved to certain legal proceedings and any adverse outcome in these or other proceedings may adversely affect the business
Highly Competitive Industry
The housing finance industry is highly competitive and if the company is not able to compete effectively, it could adversely affect the business, results of operations, cash flows and financial condition
Financials
Earnings Per Share
Balance Sheet
Particulars (In Cr) | Y/Y Change | |
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Total Current Assets | -- | |
Total Non-Current Assets | -- | |
Fixed assets | -- | |
Total assets | -- | |
Total Current Liabilities | -- | |
Total Non-Current Liabilities | -- | |
Total Capital Plus Liabilities | -- | |
Total Shareholder Funds | -- | |
Total Debt to Equity | -- |
Cash Flow
Particulars (In Cr) | Y/Y Change | |
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Cash from Operating Activity | -- | |
Cash from Financing Activities | -- | |
Cash from Investing Activities | -- | |
Net Cash Flow | -- |
About Bajaj Housing Finance Limited
- PromoterBajaj Finance Limited